Step-by-Step Process for ATM or Debit Card Generation
January 29, 2025
You’ve just received your brand-new ATM or Debit Card, excited to access your funds seamlessly. But before you can use it, you need to generate a PIN. Without it, your card is just a piece of plastic! Whether you're activating a new debit or credit card, resetting a forgotten PIN, or switching to a more secure one, the process is easier than you think.
In this guide, we’ll walk you through multiple ways to generate an ATM PIN—via ATM machines, internet banking, mobile banking, and customer support. Let’s make your banking experience secure and hassle-free!
Methods to Generate an ATM PIN
Follow the steps below for Ujjivan’s Debit Card PIN Generation
1. Using an ATM Machine – The Green PIN Way!
Step 1: Insert your ATM/Debit card into the machine and select
Step 2: Select ‘Generate PIN’
Step 3: An OTP (One-Time Password) will be sent to your registered mobile number via SMS
Step 4: Enter the OTP and set your preferred 4-digit PIN
Step 5: Re-enter the PIN for confirmation, and you’re all set to use your Debit Card
Go paperless and generate your Debit Card PIN instantly at any Ujjivan Small Finance Bank ATM – no forms, no wait – just seamless banking. You can locate your nearest Ujjivan ATM here.
2. Debit Card PIN Generation via Internet Banking
Step 1: Log in to Ujjivan Small Finance Bank net banking portal
Step 2: Go to the ‘Debit Card’ section
Step 3: Select the option to ‘generate PIN’ or ‘create PIN’
Step 4: Follow the instructions to generate your PIN
In case you don’t have Ujjivan Net Banking details, you can register as a new customer with your customer ID and registered mobile number. Once done, you will be able to use Ujjivan’s Internet Banking services. For any help, call our toll-free number: 1800 208 2121
3. Using Mobile Banking
Step 1: Download the Mobile Banking app from Play Store or App Store
Step 2: Enter your 4-digit mPIN to log-in. Create an mPIN if you don’t have one.
Step 3: Once you’re logged in, swipe right and tap on ‘CARD PIN’
Step 4: Select your linked account number and Debit Card number
Step 5: Enter the Debit Card expiry date and CVV. You will be able to locate these on your card itself.
Step 6: Click on ‘Submit’ to generate ATM PIN
What is Ujjivan’s Green PIN?
Unlock Seamless Banking with Ujjivan’s Green PIN! Say goodbye to long wait times and hello to instant ATM or debit card activation. With Ujjivan’s Green PIN, you can generate your PIN conveniently through an ATM—no paperwork, no hassle! This eco-friendly, digital-first approach ensures quick and secure PIN setup, so you can start transacting in no time.
Tips for Setting a Secure Debit Card PIN
- Avoid obvious combinations: Refrain from using easily guessable PINs such as 1234, 0000, 1111, or your birth year. Hackers and fraudsters often try these first.
- Use a unique PIN: Ensure your ATM PIN is different from other security codes you use, such as your phone passcode or online banking password.
- Change your PIN regularly: Update your PIN every 3-6 months to reduce the risk of unauthorized access.
- Do not share your PIN: Never share your ATM PIN with anyone, including family members, friends, or even bank officials. Banks will never ask for your PIN.
- Memorize your PIN: Avoid writing your PIN down or storing it in digital notes. If you must note it somewhere, use a disguised format that only you can understand.
- Be cautious when entering your PIN: Always cover the keypad with your hand when entering your PIN at an ATM or POS terminal to prevent shoulder surfing.
- Enable transaction alerts: Activate SMS or email notifications for ATM transactions to monitor any unauthorized access to your account.
- Use secure ATMs: Prefer ATMs located in well-lit, secure areas such as bank branches rather than standalone kiosks in isolated places.
- Avoid using public Wi-Fi for PIN changes: If you're changing your PIN via mobile banking or internet banking, use a secure and private connection to avoid potential cyber threats.
- Immediately report lost or stolen cards: If your ATM or debit card is lost or stolen, block it immediately and reset the PIN once you receive a new card.
Final Thoughts
Generating an ATM PIN is a quick and simple process, whether through an ATM, internet banking, mobile banking, or customer care. By following the right steps and keeping your PIN secure, you can enjoy seamless and safe transactions. If you ever forget your PIN, use the same methods to reset it easily!
Ujjivan Small Finance Bank offers RuPay Debit Cards – debit cards that are designed to meet your unique requirements. Use RuPay Select, Classic and Platinum cards based on the Savings Account you have. Enjoy discounts and offers on your favourite brands and exclusive privileges with our Debit Cards.
Disclaimer:
The contents herein are only for informational purposes and generic in nature. The content does not amount to an offer, invitation or solicitation of any kind to buy or sell, and are not intended to create any legal rights or obligations. This information is subject to updation, completion, amendment and verification without notice. The contents herein are also subject to other product-specific terms and conditions, as well as any applicable third-party terms and conditions, for which Ujjivan Small Finance Bank assumes no responsibility or liability.
Nothing contained herein is intended to constitute financial, investment, legal, tax, or any other professional advice or opinion. Please obtain professional advice before making investment or any other decisions. Any investment decisions that may be made by the you shall be at your own sole discretion, independent analysis and evaluation of the risks involved. The use of any information set out in this document is entirely at the user’s own risk. Ujjivan Small Finance Bank Limited makes no representation or warranty, express or implied, as to the accuracy and completeness for any information herein. The Bank disclaims any and all liability for any loss or damage (direct, indirect, consequential, or otherwise) incurred by you due to use of or due to investment, product application decisions made by you on the basis of the contents herein. While the information is prepared in good faith from sources deemed reliable (including public sources), the Bank disclaims any liability with respect to accuracy of information or any error or omission or any loss or damage incurred by anyone in reliance on the contents herein, in any manner whatsoever.
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