Our Home Equity Loan helps you unlock the value of your property to meet your bigger financial goals with confidence. You can use the loan to consolidate debts, refinance a home you’ve built or purchased, or fund requirements involving mixed usage and mixed-type properties.Enjoy a simple, flexible and reliable solution that gives you access to substantial funds while keeping your long-term plans on track.
Calculate your home improvement loan EMI in seconds and plan your finances better.
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The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advice of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. Ujjivan SFB does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the services against the bank. Neither Ujjivan SFB nor any of its agents or licensors or group companies shall be liable to user/ any third party, for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.
Loans up to ₹75 lakh*
Competitive interest rates
Flexible repayment tenure up to 15 years
Simple & easy application process
Charge Type | Details |
Interest Rate | Starting from 10.75%* p.a. |
Tenure | 39 months to 180 months |
Processing Fee | ₹3,350 + GST (Non-refundable) |
CLADUM Charges | 2.0% of loan amount + GST |
CERSAI Registration | ₹50 + GST (≤ ₹5 lakh) / ₹100 + GST (> ₹5 lakh) |
Insurance | Property insurance applicable |
Stamp Duty | As per State / UT regulations |
For more details, call our toll-free number 1800 208 2121 or write to customercare[at]ujjivan[dot]com*T&C apply
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A Home Equity Loan is a secured loan that allows you to mortgage your house and borrow money. The loan amount is commonly used for debt consolidation, business expansion, medical expenses, education or any personal requirement.
Based on your eligibility, you can get a Home Equity Loan ranging from ₹5 lakh to ₹75 lakh.
We offer flexible repayment options ranging from 39 months to 180 months (15 years).
Charges include a processing fee of ₹3,350 + applicable GST.
Yes. To avail Home Equity Loan, you must own a property, which will be used as collateral.
Click Apply Now and fill out the form or visit your nearest Ujjivan SFB branch.
