Platina FD

Introducing Ujjivan SFB Platina FD, your gateway to a premium investment experience, offering high returns and rock-solid security. Select a tenure spanning from 1 year to 5 years, invest and earn big with interest rates up to 7.65%* p.a. Enjoy an effortless banking experience and grow your wealth worry-free!
Senior citizen additional rate will not be applicable for Platina deposits. T&C Apply.

Key Features of Ujjivan SFB Platina FD

Platina Deposit is a Retail Non-callable deposit product. Part closure and Pre-closure facility are not available for this scheme.

Customers can book Platina Deposit for a minimum period of 12 months to a maximum of 60 months.

Interest Pay-out options available for this product are monthly, quarterly and at maturity.

Auto-Renewal facility is not available for this scheme.

Deposit amount should be above ₹1 crore to below ₹3 crores

Top Benefits of Ujjivan SFB Platina FD

High interest rates up to7.65%* p.a.

Secured and guaranteed returns

Multiple interest payout options

Cumulative deposit option available

How to Open a Platina FD Account Online

Want to invest in Ujjivan SFB Platina FD? Here are the steps that you have to follow -

If you are a new customer

Visit Ujjivan SFB Platina FD page
Select 'New Customer' and complete your KYC
Enter FD details - amount, tenure, payout frequency, etc.
Pay for your deposit online

That's it! Relax and let your money work for you.

If you are an existing customer

If you are an existing Ujjivan SFB customer, you can open the Platina FD through any of the following methods

Internet banking
Mobile banking application
Give a missed call at 799 666 6663
Visit the nearest bank branch
Visit the online FD page and complete your KYC

Choose the online process, and the bank will send you the FD receipt to your registered email ID within 24 hours.

Need assistance? Call our 24/7 customer support for assistance or visit your nearest branch.

Ujjivan SFB Platina FD Interest Rates

Below mentioned are the Interest Rates with effective from 05th June 2026

Tenure	Interest Rate (p.a.) (Below ₹ 3 Crores)
1 Year to < 2 years	7.35%
2 Years	7.50%
2 Year 1 day - 3 Year	7.35%
3 Year 1 Day – 3 year 6 months	7.65%
>3 Year 6 months- 5 Years	7.30%

You can find additional disclosures here.

Am I Eligible for Platina FD?

Check out our eligibility criteria before applying:

Status - Individuals and Non-individuals

Nationality - Resident Indians and Non-Resident Indians (NRIs)

Minimum deposit - Deposit amount should be above ₹1 crore to below ₹3 crores”

FAQs

The Platina FD account is a fixed deposit scheme offered by Ujjivan Small Finance Bank. Designed for premium investors, it offers one of the highest interest rates up to Rate not available* p.a.

Premature withdrawals for Ujjivan Small Finance Bank Platina FD are not allowed. Your deposit will stay invested for the specified tenure as selected by you. You can access the funds only upon maturity. Please note that the deposit tenure ranges from 12 months to 60 months.

The auto-renewal facility is not available under the Platina FD account. If you choose to renew your deposit, you'll need to make a new deposit after maturity.

If you choose the non-cumulative deposit option, you can receive the interest monthly or quarterly. For the cumulative deposit account, the interest is paid in a lump sum at maturity.

Yes, NRIs can also invest in Ujjivan Small Finance Bank Platina Fixed Deposit. Please go through our eligibility criteria to avoid any hiccups

While the option for online FD booking remains available, rest assured you can also open your fixed deposit account offline. Visit the nearest branch of Ujjivan Small Finance Bank and follow the account-opening procedure.

Deposit amount should be above ₹1 crore to below ₹3 crores

No additional interest rate is applicable for senior citizens. You can check our interest rate card for better clarity.

The maximum deposit tenure is 5 years or 60 months.

Non-callable fixed deposits have a predetermined lock-in period. So, if you invest an amount in a non-callable FD, it cannot be withdrawn before the date of maturity barring specific situations and circumstances.

Watch your wealth soar! Earn high returns with our Platina Fixed Deposits!

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