How to Fix Name Mismatch in PAN and Aadhar
Disclaimer: This article is for general information/education and is not investment advice. The information is shared in good faith and for general informational purposes only. Ujjivan SFB does not make any representations or warranties regarding the accuracy, completeness, or reliability of the content.
February 12, 2026
Aadhar - PAN name mismatches commonly occur due to spelling differences, the use of initials instead of full names, or changes in surname after marriage. Even small variations in name, date of birth, or gender can prevent successful Aadhar-PAN linking.
Since linking Aadhar with PAN is mandatory, any mismatch can lead to linking failure. If the PAN is not linked, it may become inoperative, which can impact income tax filing, refunds and certain financial transactions.
Ensuring that both documents carry identical details helps avoid disruptions and keeps your financial activities running smoothly.
What Counts as a PAN–Aadhar Name Mismatch?
A name mismatch between PAN and Aadhar usually occurs due to differences in spelling, initials, name order, or updates made at different times across the two records.
Common Reasons for PAN–Aadhar Name Mismatch
Matching your name on PAN and Aadhar ensures smooth linking and uninterrupted financial services.
What Problems You May Face Due to a PAN–Aadhar Name Mismatch?
A mismatch between your PAN and Aadhar name may prevent successful linking, making your PAN inoperative and disrupting important financial activities.
This can lead to:
How to Fix a Name Mismatch Between PAN and Aadhar?
In many cases, people choose to align PAN with Aadhar because Aadhar is widely used for digital verification, though either document may be corrected.
Step 1: Check where the mistake is
Step 2: Update the changes
Step 3: Update PAN to Match Aadhar
Aadhar name update limit : UIDAI allows name update only twice in a lifetime (standard process).
What to Update After Correcting PAN and Aadhar Name Mismatch?
Once PAN and Aadhar show the same name, it is important to update the same format across other records. If this is skipped, similar issues can continue to appear elsewhere.
Start with:
Final Thoughts
Name mismatches are small on paper but disruptive in practice. Fixing them early avoids repeated KYC issues, delays, and blocked transactions. Keeping Aadhar as the base record and aligning PAN to it reduces friction across banking and financial services. A one-time correction, done carefully, saves time and prevents the same issue from surfacing again when it matters most.
Disclaimer:
The contents herein are only for informational purposes and generic in nature. The content does not amount to an offer, invitation or solicitation of any kind to buy or sell, and are not intended to create any legal rights or obligations. This information is subject to updation, completion, amendment and verification without notice. The contents herein are also subject to other product-specific terms and conditions, as well as any applicable third-party terms and conditions, for which Ujjivan Small Finance Bank assumes no responsibility or liability.
Nothing contained herein is intended to constitute financial, investment, legal, tax, or any other professional advice or opinion. Please obtain professional advice before making investment or any other decisions. Any investment decisions that may be made by the you shall be at your own sole discretion, independent analysis and evaluation of the risks involved. The use of any information set out in this document is entirely at the user’s own risk. Ujjivan Small Finance Bank Limited makes no representation or warranty, express or implied, as to the accuracy and completeness for any information herein. The Bank disclaims any and all liability for any loss or damage (direct, indirect, consequential, or otherwise) incurred by you due to use of or due to investment, product application decisions made by you on the basis of the contents herein. While the information is prepared in good faith from sources deemed reliable (including public sources), the Bank disclaims any liability with respect to accuracy of information or any error or omission or any loss or damage incurred by anyone in reliance on the contents herein, in any manner whatsoever.
To know more about Ujjivan Small Finance Bank Products Visit:"https://www.ujjivansfb.bank.in"
All intellectual property rights, including copyrights, trademarks, and other proprietary rights, pertaining to the content and materials displayed herein, belong
to Ujjivan Small Finance Bank Limited or its licensors. Unauthorised use or misuse of any intellectual property, or other content displayed herein is strictly prohibited and the same is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would (by reason of that person’s nationality, residence or otherwise) be contrary to law or registration or would subject Ujjivan Small Finance Bank Limited or its affiliates to any licensing or registration requirements.
