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Unlock the full potential of your business with our Digital Current Account. Designed for the modern entrepreneur, our account offers higher transaction limits, feature-packed Debit Card and all the convenience of Digital Banking. Say goodbye to heavy paperwork and get started instantly with our secure and convenient account opening process.
Age: 18 years and above
Nationality: Indian Resident
*T&C apply.
Aadhaar card
PAN Card (Physical PAN required for VKYC)
Original Valid Document (OVD) as address proof
*Kindly ensure that your mobile number is linked to Aadhaar
| Direct Tax Payment | GST Payment | Bulk File upload | Multi fund transfer |
Pay direct taxes like corporate tax, advance tax, TDS/TCS etc via our BNB platform. | Pay GST & do up to 6 transactions seamlessly in one go. | Customers can do up to 5000 transactions in single file upload. Do NEFT , RTGS & IFT transactions without adding beneficiaries & pay up to 5000 payees in single file upload. | Transfer funds up to 6 different beneficiaries in one go. |
Enter your mobile number, PAN and Aadhaar details
Select product variant and your nearest branch
Provide personal details and select required services
Complete initial payment and Video KYC
Our branch representative will contact you, if needed
Enjoy seamless transactions with your Digital Current Account.
Select Debit Card
Define your own cash deposit limit with Flexi Next/Now
Minimum initial funding - ₹1 lakh
24*7 Customer care in your preferred language
Higher withdrawal limit of ₹50,000 per day in ATMs
Minimum initial funding - ₹5,000
24*7 Customer care in your preferred language
Enhanced shopping and ATMs withdrawal limit of ₹1 lakh
Minimum initial funding - ₹10,000
Platinum Debit Card
Enhanced transaction limit up to ₹ 1.5 lakh per day at ATMs
Minimum Initial Funding- ₹25,000
Platinum Debit Card
Define your own cash deposit limit with Flexi Next/Now
Minimum initial funding - ₹50,000
Mitigate Exchange Rate Risks
Enhance Trade Efficiency
Convert yours Fx fund
Interest Component
A Digital Current Account is a modern business banking solution designed to give you seamless control of your finances - digitally. No need to visit bank branches - you can manage transactions and track expenses via Internet and Mobile Banking. It’s the smart, efficient way to keep your business running smoothly.
We completely understand that daily business needs can be demanding. To simplify business banking, we have introduced Digital Current Account – a current account that offers comprehensive solutions to all your business banking requirements. Enjoy a seamless account opening process, higher transaction limits, unlimited and free ATM cash withdrawals, and more with our Digital Current Account.
You can open a Digital Current Account if you’re 18 years or older and an Indian resident.
PAN Card
Aadhaar Card
Original Valid Document (OVD) as address proof
OVDs include- Passport/Driving License/Voter's Identity Card /Job Card issued by NREGA duly signed by an officer of the State Government/Letter issued by the National Population Register containing details of name & address.
Digital Current Accounts can only be opened in the serviceable area of 15 km from a branch.
For complete list of fees and charges, please click here.
A Digital Current Account is a no-interest bearing account.
The primary differences are:-
Purpose: A Digital Current Account facilitates high-value and frequent business transactions, whereas a Digital Savings Account provides a safe and secure gateway to park your money.
Interest income: Current accounts are non-interest bearing. Such accounts are designed to simplify day-to-day business transactions. With savings accounts, you can earn interest on the account balance.
Transaction frequency: Current accounts facilitate frequent transactions every day, whereas there could be certain limit set for savings accounts.
