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Catch up on the latest blog updates from your trusted bank!
#Ujjivanblogs
Catch up on the latest blog updates from your trusted bank!
Minimum permissible deposit amount of ₹1,000 and maximum of ₹1 crore through Business Net Banking.
Book the FD through any bank’s savings account
Book the FD through any bank’s savings account
Premature closure is allowed

Earn guaranteed returns up to 7.55%* p.a.
Minimum tenure - 7 days, Maximum tenure - 10 years
Multiple interest payout options - monthly, quarterly, and at maturity.
Want to invest in Ujjivan SFB Institutional Term Deposit? Here are the steps that you have to follow -
Visit Ujjivan Small Finance Bank's official website
Go to the page of Institutional Term Deposits
Click Apply Now and fill out the online application form with the required details.
Review the information provided and generate OTP for your mobile number
Submit your application
Follow the next steps and open the Institutional Term Deposits Account online
re-KYC declaration form Click here
*Customer should have Business Net Banking access and has to opt for online Term deposit facility to open the account.
For further assistance, you can call our 24*7 customer support or visit your nearest branch.
Tenure | Interest Rate |
7 days to 29 days | 3.50% |
30 days to 89 days | 4.15% |
90 days to 179 days | 4.65% |
180 days | 6.00% |
6 months to < 1 year | 5.50% |
1 Year to < 2 years | 7.25% |
2 Years | 7.40% |
2 Year 1 day - 3 Year | 7.25% |
3 Year 1 Day – 3 year 6 months | 7.55% |
>3 Year 6 months- 5 Years | 7.20% |
5 years 1 day | 7.30% |
5 Years 2 Days - 10 Years | 6.50% |
Additional Interest Rate for Senior Citizens | 0.50% |
You can find additional disclosures here.
Institutional Deposit is a term deposit account catering to trusts, associations, societies and clubs (TASC). Select the tenure of your choice ranging from 7 days to 10 years and earn big with interest rates as high as 7.55%* p.a.
The minimum deposit tenure for Ujjivan SFB’s Institutional Deposit account is 7 days and the maximum period is 10 years.
Yes, premature closure and partial withdrawal facilities are allowed.
If you select the non-cumulative interest payment option, you can receive the interest monthly, quarterly, half-yearly and annually. If you pick a cumulative deposit account, the interest is paid at maturity in a lump sum amount.
If you want to connect with Ujjivan Small Finance Bank's customer care, you can call the toll-free number 1800 208 2121 or visit the nearest branch or use the 24*7 phone banking facility.
Yes, you can apply for the Institutional Deposit Account online and enjoy a thoroughly end-to-end online journey.
* At Maturity to be selected for tenure <= 180 Days