Plan for your future with Ujjivan Small Finance Bank Regular Fixed Deposit. Invest and earn guaranteed returns up to 8.05%* p.a. Senior citizens are eligible for an additional interest rate of 0.50%* p.a. Select your preferred investment tenure ranging from 7 days to 10 years, invest and see your wealth grow.
*T&C Apply.
Minimum deposit amount of ₹1,000 and in multiples of ₹100 thereof
Interest payment options - quarterly and at maturity
Can be opened at Centre meeting (up to ₹15,000) branch, or through mobile and internet banking
Discounted interest rate for monthly interest pay-out option
Deposit tenure of 7 days to 10 years
Premature closure and partial withdrawal facility allowed
High interest rates of up to 8.05%* p.a.
Guaranteed returns irrespective of market conditions
Additional 0.50%* p.a. interest rate for senior citizens
* At Maturity to be selected for tenure <= 180 Days
If you are a new customer
Visit Ujjivan SFB Regular Fixed Deposit Page and click on ‘Apply Now’
Type in your details
Generate OTP
Hit the submit button and complete the account opening process
If you are an existing customer
If you are an existing Ujjivan SFB customer, you can open the Regular Fixed Deposit through any of the following methods
Internet banking
Mobile banking application
Give a missed call at 799 666 6663
Visit the nearest bank branch
Visit the online FD page page and complete your KYC
Once you complete the online account opening process, the bank will send you the FD deposit receipt to your registered email ID within 24 hours.
Need further assistance? Call our 24/7 customer support or visit your nearest branch.
Below mentioned are the Interest Rates with effective from 05th June 2026
Tenure | Interest Rate (p.a.)* |
6-9 months | 5.50% |
12-21 months | 7.25% |
24 months | 7.40% |
27-36 months | 7.25% |
39-42 months | 7.55% |
45-60 months | 7.20% |
63-120 months | 6.50% |
*Disclaimer clause: “Interest rates are subject to periodic changes and the applicable interest rates will be given based on the date and time of receipt of the funds by the Bank"
You can find additional disclosures here.
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The Ujjivan Small Finance Bank Regular Fixed Deposit is an FD account that allows you to invest a specific amount of money and earn interest on it. You can earn up to 7.55%* p.a. on your Ujjivan SFB FD. Senior citizens are eligible for additional Rate not available* p.a. interest rate.
Yes, premature withdrawal and partial withdrawal are permitted. However, you may miss out on higher interest rate if you pre-close your FD.
Ujjivan SFB’s Regular Fixed Deposit is a domestic investment account meant for resident Indians. NRIs can invest in NRE / NRO deposits.
The minimum tenure for Ujjivan SFB Regular Fixed Deposit is 7 days and the maximum duration is 10 years.
No, tax benefits are not provided for Ujjivan SFB’s Regular Fixed Deposit Account. To avail of tax benefits, explore the Ujjivan SFB Tax Saver Fixed Deposit.
If you choose the non-cumulative deposit option, you can receive the interest monthly or quarterly. For the cumulative deposit account, the interest is paid in a lump sum at maturity.
You need to make a minimum investment amount of ₹1,000 to open the Ujjivan SFB Regular Fixed Deposit Account
Senior citizens planning to invest in Ujjivan SFB’s Regular Fixed Deposit are offered additional interest of Rate not available* p.a.
If you want to connect with Ujjivan Small Finance Bank's customer care, you can call the toll-free number 1800 208 2121 or visit the nearest branch or use the 24*7 phone banking facility.
Ujjivan SFB has several outlets spread across 24 states and Union Territories of India. To find your nearest branch, visit the website and go to the ‘Locate Us’ section.
