Enjoy elite benefits and maximize your savings potential

Choose excellence, choose our NR Maxima Savings Account!

Unlimited highlights of the account

Free Issuance of Demand Drafts

Unlimited ATM Transactions across any bank ATMs

Free NEFT, RTGS , IMPS & UPI transactions across all channels

Free Issuance of Cheque Book

Key Features and Benefits of NR Maxima Savings Account

Zero charges on commonly used banking services

Flexible balance maintenance options

Complimentary health services* for the first year (*issued and serviced by insurance partner)

Lifetime Free RuPay Select Debit Card

Earn more with our higher interest rates

Every Branch is your home branch

*For the comprehensive Service Charges and Fees, click here

**For more details on Complimentary Health Prime Benefit, click here

*Internet Banking & Mobile Banking facilities across borders - List of countries

To know more about Rupay Select International Debit Card (Maxima NRE) Know More

To know more about Rupay Select Debit Card (Maxima NRO) Know More

Essential Criteria

Minimum Average Balance (MAB) in each NR Maxima Savings account >= ₹ 1 Lakh Or,

Primary Account holder’s active cumulative Fixed Deposit value >= ₹15 lakhs

Disclaimer: The data generated herein is completely and solely based on the information/details provided by you and such information and the resultant data is provided only for user's convenience and information purposes. Ujjivan SFB does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness / accuracy.

The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advice of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. Ujjivan SFB does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the services against the bank. Neither Ujjivan SFB nor any of its agents or licensors or group companies shall be liable to user/ any third party, for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.

Ujjivan SFB NR Maxima Savings Account Interest Rates

Below mentioned are the Interest Rates with effective from 05th June 2026

Account balance	Rate of Interest (p.a.)
Up to ₹ 3 lakh	2.50%
> ₹3 lakh to ₹5 lakhs	3.00%
> ₹5 lakhs to ₹25 lakhs	6.50%
> ₹25 lakh to ₹25 Crore	6.75%
> ₹25 Crore	7.15%

You can find additional disclosures here.

Digital savings account opening is not available for NR customers.

FAQs

The NR Maxima Savings Account is specifically designed for Non-Resident Indians (NRIs) for 18 years and above

Some key benefits include zero charges on NEFT, RTGS, IMPS, and UPI transactions, unlimited ATM transactions across any bank ATMs in India, free issuance of cheque books and demand drafts, and a lifetime free RuPay Select Debit Card with various perks.

No, there are zero charges for commonly used banking services such as NEFT, RTGS, IMPS,UPI & ATM transactions, issuance of demand drafts, cheque books and debit cards

Yes, the account offers flexible balance maintenance options – either maintain ₹ 1 lakh and above in savings accounts separately or maintain a cumulative fixed deposit value of ₹ 15 lakhs and above

The RuPay Select Debit Card offers features such as personal accident and total permanent disability cover, complimentary airport lounge access, higher daily ATM withdrawal and transaction limits, wellness services, golf lessons, and exclusive merchant offers.

Yes, there is a complimentary health service for the first year, issued and serviced by an insurance partner for customers aged between 18 years and 65 years

You can access customer support through our branches or via our customer service helpline.

No, the RuPay Select Debit Card is issued free of cost and is a lifetime free card.

Yes, you can manage your account conveniently through online and mobile banking platforms.

No, there are unlimited transactions across all channels and unlimited ATM transactions across any bank ATMs in India.

RBI

LICENSED

SCHEDULED COMMERCIAL BANK

Crore

SATISFIED CUSTOMERS

785*

BRANCHES

ACROSS 26 STATES & UNION TERRITORIES

26,500*+

EMPLOYEES

DOORSTEP BANKING

24x7

PHONE BANKING SERVICE