NRO Savings Account

Manage your earnings generated in India while living abroad with ease. Our NRO Savings Account offers competitive interest rates up to 7.15%* p.a., with no minimum balance requirement. Enjoy free remittance facilities, convenient electronic fund transfers, and more.

Key Features of our NRO Savings Account

No minimum monthly average balance requirement

Internet Banking & Mobile Banking facilities across borders

Interest calculated daily on end-of-the-day balance & credited quarterly

Repatriation of funds as per FEMA guidelines

Secure Inward & Outward remittance facility in foreign currency

No minimum monthly average balance requirement

Internet Banking & Mobile Banking facilities across borders

Interest calculated daily on end-of-the-day balance & credited quarterly

Repatriation of funds as per FEMA guidelines

Secure Inward & Outward remittance facility in foreign currency

Internet Banking & Mobile Banking facilities across borders - List of countries

Your NRO Savings Account now allows you to select the debit card that fits your needs. Click here to explore your options.

Cards You Can Select

RuPay Classic Debit Card -

RuPay Platinum Debit Card -

Top Benefits of our NRO Savings Account

Earn interest rates up to 7.15%* p.a.

Free Remittance facility - NEFT & RTGS

5 Free ATM transactions each across Ujjivan SFB and other bank ATMs

Remittance at competitive exchange rates

Free SMS facility to the registered Indian mobile number

Disclaimer: The data generated herein is completely and solely based on the information/details provided by you and such information and the resultant data is provided only for user's convenience and information purposes. Ujjivan SFB does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness / accuracy.

The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advice of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. Ujjivan SFB does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the services against the bank. Neither Ujjivan SFB nor any of its agents or licensors or group companies shall be liable to user/ any third party, for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.

Ujjivan SFB NRE Savings Account Interest Rate

Below mentioned are the Interest Rates with effective from 05th June 2026

Account balance	Rate of Interest (p.a.)
Up to ₹ 3 lakh	2.50%
> ₹3 lakh to ₹5 lakhs	3.00%
> ₹5 lakhs to ₹25 lakhs	6.50%
> ₹25 lakh to ₹25 Crore	6.75%
> ₹25 Crore	7.15%

You can find additional disclosures here

Digital savings account opening is not available for NR customers.

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FAQs

NRO Savings Account allows NRIs to manage their income earned in India while they live abroad. NRO accounts are maintained in Indian rupees and can be repatriated abroad subject to terms and conditions.

You can earn up to 7.15%* p.a. with Ujjivan SFB NRO Savings Account.

No, there isn't any monthly minimum balance requirement for Ujjivan Small Finance Banks NRO Savings Account.

Yes, it's taxable according to Indian Income Tax laws.

The interest is calculated daily on end-of-day balances and credited quarterly.

You can carry out 5 free transactions at Ujjivan SFB ATMs and other bank branches.

With Ujjivan SFB, you get secure inward and outward remittance in foreign currency at competitive rates. FEMA guidelines apply for outward remittance.

*Terms and Conditions Apply

NRO Savings Accounts

NRO Savings Account

Cards You Can Select

Cards You Can Select