NRE Fixed Deposits
NRE Fixed Deposits
Grow your foreign income in a safe and secure way with Ujjivan SFB’s NRE Fixed Deposit. Tailored for Non-Resident Indians (NRIs) seeking tax-free, stable returns, our NRE FD offers a seamless gateway to manage your money while residing abroad. Earn attractive interest rates up to 7.45%* p.a. in Indian currency, enjoy flexible deposit tenure, repatriation options, and more.
Key Features of our NRE Fixed Deposit
Minimum Amount - ₹5,000 and multiples of ₹1 thereof
Monthly & Quarterly interest pay-out
Flexible deposit tenure from 1 year to 10 years
Cumulative interest payment at maturity
Key Features of our NRE Fixed Deposit
Minimum Amount - ₹5,000 and multiples of ₹1 thereof
Monthly & Quarterly interest pay-out
Flexible deposit tenure from 1 year to 10 years
Cumulative interest payment at maturity
Top Benefits of our NRE Fixed Deposit
NRE FD Calculator
Min ₹1000
Max ₹2.99Cr
* Senior citizen rates are not applicable for NR customers
Investment Summary
Invested Amount
₹ 1,000
Interest Earned
₹10,126
Interest Per Quarter
Interest Per Month
Maturity Value*
₹90,126
( Interest rates are indicative and for calculation only. )
Disclaimer: The data generated herein is completely and solely based on the information/details provided by you and such information and the resultant data is provided only for user's convenience and information purposes. Ujjivan SFB does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness / accuracy.
The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advice of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. Ujjivan SFB does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the services against the bank. Neither Ujjivan SFB nor any of its agents or licensors or group companies shall be liable to user/ any third party, for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.
NRE Fixed Deposit ROI Calculator
Get an estimate of your earnings with our FD ROI Calculator.
Ujjivan SFB NRE Fixed Deposit Interest Rates
Below mentioned are the Interest Rates with effective from 05th Aug 2025
| Tenure | Interest Rate (p.a.) (Below ₹ 3 Crores)* |
|---|---|
| 12 months to < 24 months | 7.25% |
| 24 months | 7.45% |
| 24 months 1 day to 990 days | 7.25% |
| 991 days to 60 months | 7.20% |
| 60 months 1 day to 120 months | 6.50% |
No Additional Interest Rate for Senior Citizens
Minimum Tenure for NRE Deposit is 1 year
In case of pre-closure within 1 year no interest shall be paid and no penalty would be levied
In case of part withdrawal within 1 year no interest shall be paid on the amount partially withdrawn and no penalty would be levied
For other disclosures and Regular NRE FD interest rates, click here.
FAQs
1. What is NRE Fixed Deposit?
NRE Fixed Deposit is a secure investment option for NRIs to deposit their foreign earnings in Indian currency and earn interest on it.
2. How can I open an NRE Fixed Deposit account with Ujjivan SFB?
Existing Ujjivan SFB NR customers can easily apply through Internet Banking or Mobile application or visit our branches.
3. What are the minimum and maximum deposit amounts?
The minimum amount is ₹5,000 with no maximum limit.
4. Are the interest rates fixed or variable?
The interest rate remains fixed for the deposit duration.
5. Are the interest earnings taxable in India?
No, NRE FD interest are tax-free.
6. Can I nominate a beneficiary?
Yes, you can nominate a beneficiary for your NRE FD. It will ensure smooth transition in the event of unforeseen circumstances.
7. Can I prematurely withdraw the deposit amount?
Yes, but please note that interest will apply for NRE fixed deposits only after 12 months, However the facility isn’t applicable on Platina FDs.
8. Can I convert INR into a different currency upon FD maturity?
No, deposits will remain in INR.
*Terms and Conditions Apply.
Make the most of high interest rates to grow your wealth with NRI FDs.
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