Ujjivan SFB Debit Cards

Customised for your needs
Ujjivan SFB offers two uniquely crafted Debit Cards offered by RuPay from NPCI, which is designed and customised to meet your day to day needs.

Highlights

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    Make cashless payments with ease

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    Get multifarious offers and benefits

Toggle on and off for debit cards

Customise and restrict the usage of your debit card for ATMs, E-com, POS and Contactless Transaction through our ATM, Internet & Mobile Banking


Review your card's toggle settings via Internet & Mobile Banking before your next online and contactless POS transaction.

Click Services → Debit card → Manage Card → Select Card → Manage your transaction

RuPay Classic Debit Card


Features & Benefits

Tap & Pay enabled cards

Enhanced chip-based security

Exciting offers on shopping from RuPay

RuPay Platinum Debit Card


A personalized card for the Privileged, with multifarious lifestyle benefits

Features & Benefits

Enhanced limits of upto ₹2,00,000 per day at ATM & Shopping*

Tap & Pay enabled cards

Accidental/Permanent disability insurance up to ₹2,00,000

Exciting shopping offers from RuPay

Enhanced chip-based security

Rupay Select Debit Card


The Rupay Select debit card, meticulously designed to provide a premium experience tailored to our esteemed clientele. With the Rupay Select debit card, we bring forth a comprehensive array of wellness and lifestyle benefits, accompanied by enhanced transaction limits.

Features & Benefits

Premium Health Check-up: Enjoy the convenience of an annual premium health check-up, provided to you as a token of our appreciation.

Golf Lessons: Immerse yourself in the refined sport of golf with complimentary rounds of golf lessons, exclusively available to our Rupay Select debit cardholders.

Complimentary Wellness Services: Experience a range of wellness services on the house, adding value to your overall well-being.

Enhanced Transaction Limits: Benefit from significantly higher transaction limits, with a daily cap of ₹5 lakhs for point-of-sale (POS) and e-commerce transactions.

Travel Coupons: Receive a complimentary travel coupon for renowned cab aggregators, facilitating your journeys with added convenience.

Insurance Coverage: Obtain personal accident and permanent disability insurance coverage of up to ₹10,00,000, offering you a sense of security and peace of mind.

Round-the-Clock Concierge Services: Dedicated concierge available 24x7 to assist you with your diverse needs, ensuring a seamless and personalized banking experience.

Exclusive Merchant Offers: Gain access to an array of exclusive offers from our esteemed merchant partners, tailored specifically for Rupay Select debit cardholders.


1 complimentary domestic lounge access per quarter


Note: Eligibility for the complimentary domestic lounge access is based on minimum spend of Rs.5000/- with your debit card on POS/ECOM in the previous calendar quarter. ATM, UPI and other digital transactions are not considered.

The eligibility for spends will be a calendar quarter, while the eligibility for lounge access utilization will start from 15th of the next quarter start month.

Eligibility period examples
 

Sr No

Activity

Period

1

Eligibility Period (for spends)

1st October to 31st December 2025

Lounge access Utilization Period

15th January – 14th April 2026

2

Eligibility Period

1st January 2026 to 31st March 2026

Lounge access Utilization Period

15th April 2026 – 14th July 2026

Rupay International Select Debit Card

Unlock global convenience with our Rupay International Select debit card, which is designed for seamless experiences at home and abroad. It also comes with comprehensive array of wellness and lifestyle benefits, accompanied by enhanced transaction limits.

Features & Benefits

Complimentary Lounge Access: 2 Complimentary Domestic Airport Lounge Access per quarter
1 Complimentary International Airport Lounge Access per year

Premium Health Check-up: One complimentary premium health check-up in a year

Insurance Coverage: Personal Accident & Total Permanent Disability cover of ₹ 10 lakhs

Travel Coupon: One Free Travel coupon from cab aggregators once per quarter

Golf Lessons: Complimentary rounds of golf lessons or Session once per quarter

Concierge Services: Emergency Cash Concierge Services at international location
For more information click on
https://www.rupay.co.in/PDF/rupay/Concierge-Service-TC.pdf
Domestic 24*7 Concierge Services

Complimentary Wellness Services: Experience Complimentary wellness services once per quarter

Exclusive Merchant Offers: Gain access to an array of exclusive offers from our esteemed merchant partners, tailored specifically for Rupay International Select debit cardholders

Contactless transactions

Higher Transaction Limits

Eligible Products:

For more information on Maxima Savings account click here.

For more information on Maxima Current account click here.

For more information on NR Maxima Account click here.

Customer care number for any cards related issues:

Within India: 1800 208 2121
Outside India: 080 6868 2121
Email ID: customercare@ujjivan.bank.in

Note:
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    International transactions are monitored under the TCS and LRS schemes.

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    All international transactions are disabled whiled the card is issued, customer has to enable the card through IBMB

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    Refer respective savings or current account SOC for mark-up and other charges

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    International transactions are disabled in High risk countries based on FATF black & Grey list

Sign up on Rupay Select/ International Select Debit Card Portal to know your offers and avail it
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    Step 1: Goto RuPay's Select offers page

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    Step 2: Click on login

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    Step 3: Click on Sign Up

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    Step 4: Enter required information of card, contact details and click on "Submit" to Sign Up

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    Step 5: Now Login with registered Email ID & Password to know your exclusive offers offered by Ujjivan SFB

*Limits and features may vary basis the product variant. Please read the features of the product for details. The features and benefits on RuPay Debit Cards are provided by NPCI and are subject to the guidelines issued from time to time by RBI and NPCI, and the Customers are advised to keep updated of the guidelines issued by RBI and NPCI from time to time. The benefits can be discontinued at any time without any prior notice to the customer at the sole discretion of the Bank/NPCI.

Lounge Access Details

For lounge list click here

Insurance Claim Process
Ujjivan SFB's RuPay Debit Cards come with personal accidental insurance cover. Rupay Platinum debit card comes with ₹2 lakhs and RuPay select Debit card comes with ₹10 lakhs. The insurance covers accidental death and permanent disability. For more on eligibility criteria and claim process, please refer to the following forms:

Note: **Subject to the guidelines issued by NPCI from time to time, the holder of RuPay debit card will be eligible for personal accident coverage under RuPay Insurance Program of NPCI.

Tokenisation Of Debit Cards

Tokenisation is the process of replacing the actual card number of your Ujjivan Debit Card with a virtual token (Unique Reference number) while the card is being saved at Merchant Websites or Applications. By not storing the actual card details at merchants, it is ensured that, your data is safe & secure while carrying out online transactions with your debit card. All Ujjivan debit card details which have been saved previously at Merchant Websites/Apps (without Tokenization) shall be deleted by Merchants by September 30, 2022 & with effect from October 01, 2022, only card tokens can be saved by Merchants when the customer attempts to save his/her card details on the merchant app/website.

If you have previously saved your Ujjivan Debit card details at merchant websites/apps without tokenization, then such saved card details will not be available from October 01, 2022 onwards & you will have to saved your card once again. From October 01, 2022, your actual card details will not be stored at merchant websites/apps & only card token will be saved.

For FAQs on Debit card Tokenisation: click here

Note:

As per RBI mandate, cardholder consent is required to activate ECOM, Contactless and International transactions. When the debit card is issued ECOM, Contactless and International transactions will be blocked, customer themselves have to unblock and set limits in Mobile or Internet Banking or ATM.

Choice Of Cards

Choice of Card now made available in Ujjivan SFB!

Customers can select the debit card variant that best matches their needs and usage behaviour. They can align their card choice with their lifestyle and spending habits, including opting for premium variants that provide higher daily transaction and withdrawal limits. Additionally, customers can now enjoy a broader range of discounts and offers available on higher-tier debit card options.

Below is the details of Debit Card eligibility and daily transaction limits
 

Product

Ujjivan SFB RuPay Classic Card

Ujjivan SFB RuPay Platinum Card

Ujjivan SFB RuPay Select Card

 

Cash at POS Limit

Contactless POS

 

Eligible (Yes/No)

ATM Limit

POS/ ECOM Limit

Eligible (Yes/No)

ATM Limit

POS/ ECOM Limit

Eligible (Yes/No)

ATM Limit

POS/ ECOM Limit

Intl ECOM Limit

  
Regular Savings AccountYES (Default)2500050000YES75000200000NONANANA20005000
Maxima Savings accountNONANANONANAYES (Default)25000050000010000020005000
Classic Savings AccountYES (Default)2500050000YES75000200000YES20000030000010000020005000
Garima Savings AccountYES (Default)2500050000YES75000200000YES20000030000010000020005000
Privilege Savings AccountNONANAYES (Default)100000200000YES20000030000010000020005000
Minor Savings AccountYES (Default)2500050000YES75000200000NONANANA20005000
Basic (BSBDA) Savings AccountYES (Default)2500050000NONANANONANANA20005000
BSBDA Small Savings AccountNONANANONANANONANANANANA
Senior Citizen Savings AccountYES (Default)2500050000YES75000200000NONANANA20005000
Privilege Savings Account- Senior CitizenNONANAYES
(Default)
100000200000YES20000030000010000020005000
Digital Regular Savings AccountYES (Default)2500050000YES75000200000NONANANA20005000
NRE Savings AccountYES (Default)3000060000YES75000200000NONANANA20005000
NRO Savings AccountYES (Default)3000060000YES75000200000NONANANA20005000
Regular Current AccountYES (Default)50000100000YES75000200000NONANANA20005000
Privilege Current AccountNONANAYES (Default)250000250000YES20000030000010000020005000
Maxima Current AccountNONANANONANAYES (Default)50000050000010000020005000
Premium Current AccountYES (Default)100000100000YES75000200000NONANANA20005000
Business Edge Current AccountNONANAYES (Default)150000150000YES20000030000010000020005000
TASC - Current AccountYES2500050000NONANANONANANA20005000
Regular Corporate Salary AccountYES (Default)50000100000YES75000200000NONANANA20005000
Privilege Corporate Salary AccountNONANAYES (Default)100000200000YES20000030000010000020005000
Institutional Savings AccountYES2500050000NONANANONANANA20005000
TASC - Savings AccountYES2500050000NONANANONANANA20005000
Maxima NRENONANANONANAYES (Default)25000050000010000020005000
Maxima NRONONANANONANAYES (Default)250000500000NA20005000

Supercharge your savings! Earn up to 7.15% p.a. interest with our Digital Savings Account!